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附加住院费用医疗保险_险种大全

  □ 产品特色:

  人性化设计,充分满足客户需求

  责任简单,组合更灵活

  □ 保单利益:

  住院费用保障:

  因疾病或意外住院,在各项赔付限额内,每次住院在规定范围(同当地公费医疗或社会医疗保险规定)内的实际支出的床位费、药费、治疗费、护理费、检查检验费、特殊检查治疗费、救护车费,以及住院前后30天内因与该次住院相同原因而产生的门诊费,赔付实际支出的80%,各项保险金最高补偿可达本附加合同最高限额。

  附表1:

                        《平安附加住院费用医疗保险》年交费率表

                                                            单位:元(人民币)
   --------------------------------------------------------------------------------  
  |  投保年龄  |     一档      |      二档       |      三挡      |      四档    |      
   --------------------------------------------------------------------------------
   |   0-2     |     1241      |      1701       |      2614      |     3212     |
   --------------------------------------------------------------------------------
   |   3-4     |      786      |      1077       |      1656      |     2034     | 
   --------------------------------------------------------------------------------
   |   5-9     |      367      |      503        |       744      |      951      |  
   --------------------------------------------------------------------------------
   |  10-19    |      160      |      219        |       337      |      414      | 
   --------------------------------------------------------------------------------
   |  20-29    |      229      |      314        |       482      |      592      | 
   --------------------------------------------------------------------------------
   |  30-39    |      295      |      404        |       621      |      763      | 
   --------------------------------------------------------------------------------  
   |  40-49    |      360      |      494        |       759      |      933      | 
   --------------------------------------------------------------------------------
   |  50-54    |      418      |      573        |       881      |      1082    |      
   --------------------------------------------------------------------------------
   |  55-59    |      533      |      731        |       1124     |      1380     | 
   --------------------------------------------------------------------------------
   |  60-64    |      903      |      1237       |       1902     |      2337     |  
  -------------------------------------------------------------------------------- 
    
    注:

  1、月交保费=0.1*年交保费,季交保费=0.3*年交保费,半年交保费=0.6*年交保费。

    2、0-2岁客户允许投保仅在上海、北京、深圳试点销售

  附表2:

                         每次住院相应项目和档次的给付限额
 
                                                        单位:元(人民币)
   -----------------------------------------------------------------------------------
    |      项目      |     一挡      |     二挡      |     三档      |      四挡      | 
    -----------------------------------------------------------------------------------
    |  每日床位费    |      30       |      50       |      80       |      100       |   
    -----------------------------------------------------------------------------------
    |    每日药费    |      60       |     100       |     200       |      300       | 
    -----------------------------------------------------------------------------------
    |    治疗费      |      500      |     1000      |     2000      |      3000      | 
    -----------------------------------------------------------------------------------
    |    护理费      |      100      |      250      |      350      |       500      |  
    -----------------------------------------------------------------------------------
    |   检查检验费   |      500      |      800      |      1500&nbs

  


p;    |       2500     |
    -----------------------------------------------------------------------------------
    | 特殊检查治疗费 |      1500     |      2000     |       2500     |      3000     |   
    -----------------------------------------------------------------------------------
    |   救护车费     |      30       |       30      |       50       |       50      |   
    -----------------------------------------------------------------------------------
    |  相关门诊费    |       0       |        0      |       500      |       500     | 
    -----------------------------------------------------------------------------------
  说明:以上各项内容均以正式条款为准