Terminology Practice_商务英语论文

1.account银行账户
account: in this sense, a record of financial transactions *; money on deposit in a bank.
for example: i guess your work has to do with checking accounts.
　　　　　　 we ve had an account with them for years.
　　　　　　 you don t make much on that kind of account.

2. board of directors董事会
board of directors: a group of people who control the activities of a bank or company.
for example: are the members of the board of directors stockholders?
　　　　　　 when will the board of directors stockholders?
　　　　　　 he s member of the board of directors.

3. capital资本，资金
capital: in this sense, the money used to start a bank or company.
for example: they put up the necessary capital.
　　　　　　 what is the amount of the capital?
　　　　　　 they had some trouble raising the capital.

4. cashier现金主管
cashier: an officer of a bank in charge of the money, which goes in and out of a bank or company.
for example: they hire the president and vice-president, along with the cashier.
　　　　　　you d better see the cashier about that.
　　　　　　the cashier is on vacation just now.

5. charter银行执照
charter: in this sense, permission granted by the government to do business.
for example: they were granted a charter by the government.
　　　　　 　when was the charter granted?
　　　　　　 i don t think they ll be able to get a charter.

6. checking支票帐户，活期存款
checking account: an account in bank from which money can be drawn by check.
for example: i guess your work has to do with checking accounts.
　　　　　　 how much money is left in my checking account?
　　　　　　 i d like to close my checking account.

7. clerical 银行行员的
clerical: having to do with the keeping of records and with correspondence.
for example: the board hires them, along with the clerical workers.
　　　　　　 we re behind on our clerical work.
　　　　　　 do you have any clerical jobs open now?

8. dividend红利

r>dividend: a sum of money paid to a stockholder or shares of stock issued to him out or profits in relation to his investment．
for example: the stockholders receive regular dividends.
　　　　　　 the last dividend was quite large.
　　　　　　 how much did you receive in dividends?

9. invest投资
invest: put money into a business in order to make a profit .
for example: i d like to invest in some mutual bonds.
　　　　　　 how much money does she have to invest?

10. investment投资，投资金额
investment: money put into a business in order to make profit; the act of doing this.
for example: planning the bank s investments is very important.
　　　　 　　i want to talk to you about my investments.
　　　　 　　would you make an investment of that kind?

11. loan贷款
loan: in this sense, money which one person allows another to use for a specified time and which will be returned with an additional payment for its use; the act of giving out such money.
for example: i guess your work has to do with making loans.
　　　　　　 he s afraid he s made a bad loan.
　　　　　　 what is the amount of the loan?

12. president 行长，董事长
president: the officer who has the major responsibility for the management of a business．
for example: the board hires the president and vice-presidents.
　　　　　　 this decision will have to be made by the president.
　　　　　　 doesn t that company have a new president?

13. profit利润
profit: earnings remaining after all the expenses of a business activity have been paid．
for example: do you divide all the profits among the stockholders?
　　　　　　 we expect to make a nice profit this year.
　　　　　　 the profits have been slowly rising.

14. reserves储备，储备金
reserves: in this sense, earnings kept back for later use.
for example: some of our earnings are held in reserve accounts.
　　　　　　 their reserves are getting pretty low.
　　　　　　 they were lucky to have such large reserves.

15. savings account储蓄帐户，定期存款
savings account: an account in a bank on which the depositor receives interest.
for example: i guess you has to do work savings accounts.
　　　　　　 they have a savings account with us.
　　　　　　 he decided to put the money in a savings account.

16. statement财务报表
statement: in this sense, an announcement of a bank s financial condition
for example: here s copy of our last published statement.
　　　　　　 you have every reason to be proud of this statement.
　　　　　　 our new statement will be published next week.

17. stockholder股东，股票持有者
stockholder: a party who holds part ownership in a company．
for example: the stockholders own it.
　　　　　　 the statement will be sent to all the stockholders.

 he s one of our largest stockholders.

18. surplus盈余
surplus: money owned by a company in addition to its capital．
for example: the reserves are shown here as surplus and undivided profits.
　　　　　　 the surplus is now as large as the capital. they ve built up a nice surplus.

19. teller银行出纳员
teller: an employee in a bank who pays out and receives money
for example: the board hires them, along with the tellers.
　　　　　　 take this to one of the tellers windows.
　　　　　　 the teller took the problem to the cashier.

20. undivided profit未分配利润
undivided profits: profits not yet paid out as dividends or added to the surplus．
for example: the reserves are shown here as surplus and undivided profits.
　　　　　　 i didn t know the undivided profits were this high.
　　　　　　 how much undivided profit do you have?

21. vice-president副行长
vice-president: an officer in a company who assists the president.
for example: the board hires the president and the vice-presidents.
　　　　　　 a vice-president supervises this department.
　　　　　　 one of the vice-presidents can handle this matter.